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When the personal pension was introduced in 2022, the bank gave a lot of subsidies for marketing expenses, allowing a large number of customers to open personal pension accounts, and most of them did not avoid the tax demand. Only those whose marginal tax rate exceeds 10%, that is, the taxable annual income exceeds 200,000 yuan, have begun to have tax avoidance needs, and the number is very limited.The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.

Of course, this is a long way to go. The stock market not only has many back door loopholes to be patched up, but also needs to be drastic.Personal pension was launched in 2022. At that time, it was widely predicted by brokers and the media that it could bring hundreds of billions of incremental funds every year to recharge A shares.

Of course, this is a long way to go. The stock market not only has many back door loopholes to be patched up, but also needs to be drastic.Personal pension was launched in 2022. At that time, it was widely predicted by brokers and the media that it could bring hundreds of billions of incremental funds every year to recharge A shares.